• Epiphany

Open banking represents a sea of change in the way financial services are operated and delivered, and yet at this stage in developments, many large financial institutions have not only missed various deadlines, they are set to miss the next tranche as well. What is the reason for this, are they struggling with the transformation required of outdated legacy? Are they oblivious as to the opportunities at play, or indeed complacent as to the competition posed by third parties. Or are they simply b
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