• Chris Chandler

While the cashless society may be in the future, a "less-cash" society is here now. For retail banks, that means maintaining a broad cash distribution network of branches and ATMs even though cash demand is flat to declining. The result is increasing unit costs for cash distribution, creating an urgency to act to reduce them. The current go-to solutions are: (i) optimizing cash forecasting; (ii) renegotiating CIT contracts; and, (iii) removing low performing ATMs and branches. These actions cert
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