• Teza Ngulube
• 10 Feb, 2021

Digital technology has been a great financial democratiser worldwide. Mobile phones and app-based banking have put previously inaccessible financial transactions into the hands of millions. While especially true for certain populations in the global south, you would be mistaken to think that businesses such as Atlas Mara Zambia are only tackling the challenge of having people join the formal economy in the first place. Rather, the bank has mobilised its offering for the emerging middle class and
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