Getting real about real-time payments

The promise of receiving payment within seconds is a reality now. Venmo your co-worker for your part of the lunch bill. Zelle your sister for the book she picked up for you. GooglePay your college student money to fly back home. When we need or want money to be somewhere specific or to someone specific, we want to see it happen in real-time. How does real-time payments work for businesses such as banks when money needs to be moved to locations but are not typical offices due to the pandemic?
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