New business models for a new banking environment

Banking as a platform enables third-party fintech developers to build products and services for bank customers. Banks provide the tools, while third parties create the customer experience. BaaP lets banks become infrastructure providers to third parties. Building a BaaP architecture without the constraints of legacy systems creates application “stacks” that act like building blocks; they are accessible to third parties through an API layer and can be mixed and matched to create new products and
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