ACH Processing Services: A Profi tability Enhancing Option for Mid-Tier and Large Financial Institutions
As the quantity of check and ACH transactions continues to change, it is becoming more complicated for financial institutions to allocate mainframe costs. It is difficult to gauge how changing volumes will impact processing speed (MIPS) and data storage (DASD). This makes it hard for financial institutions to estimate future hardware usage and forecast related expenses. And, in addition to volume fluctuations, the trend to move mainframe applications onto servers is exerting additional cost
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