Why You’ll Never Start an Emergency Fund

Emergency funds are like New Year’s resolutions, everyone likes the idea of having them but not enough people actually put in the time and effort to see it through. If starting an emergency fund is something you want to do but have been putting off, I can’t really say I blame you. It’s not easy to find the money to put away into savings. I bet I can probably list out most of the top 10 reasons you don’t have an emergency fund:
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