What to Do if a Credit Card Issuer Lowers Your Credit Limit
If a credit card issuer cuts your credit limit, you won’t be able to charge as much on the card, and you might see your credit scores drop. This happened to many cardholders in 2020 amid the economic uncertainty of the COVID-19 pandemic, for example.
A lower credit limit could be bad, depending on how much other credit you have available. But you have a few options. The main one is to call the number on the back of the card and ask the issuer to restore your previous credit limit.
Read more...